Career Change at 40: A Decision Framework for Leaving or Staying
A calm decision framework for career change at 40, separating growth, burnout, money risk, sunk cost, and fear of starting over.
Framework
Sunk cost release separates respect for the past from responsibility for the future. It asks whether the next hour, dollar, conversation, or commitment still deserves to be spent from today forward.
From Thinking, Fast and Slow by Daniel Kahneman
Step 1
Write the time, money, effort, reputation, or identity you have already invested. Mark it as real, but unavailable for the next choice.
Step 2
If you had not invested anything yet, decide whether you would still choose this path today with what you now know.
Step 3
Compare continuing with redirecting based on future value only, including the next hour, dollar, conversation, or emotional burden each path requires.
A calm decision framework for career change at 40, separating growth, burnout, money risk, sunk cost, and fear of starting over.
A calm decision framework for deciding whether to quit your job, stay, or take a smaller next step without letting fear or sunk cost decide.
Sunk cost fallacy examples from career and life, and how to stop letting past investments decide what your next move should be.
Try it now
Would I start this again today if none of the past investment existed?
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